FHA Loan Articles

CFPB turns its reg relief focus to HMDA

NAFCU to CFPB: Exempt all HELOCS From HMDA reporting –  · NAFCU to CFPB: Exempt all HELOCS From HMDA reporting. thresholds within Regulation C. The CFPB should revise its asset-size exemption.

GSEs transfer $5.5B of credit risk in 1Q: FHFA STACR 2013-DN2 is Freddie Mac’s second risk transfer transaction issued as part of the Federal Housing Finance Agency’s. The objective of the transaction is to transfer credit risk from Freddie Mac.

The Consumer Financial Protection Bureau is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Featured Whether you want to put money aside for unexpected expenses or make a plan to save for your future goals, we have resources that can help.

CFPB turns its reg relief focus to Home Mortgage Disclosure Act By Kate Berry Published – May 02 2019, 2:17pm EDT The Consumer Financial Protection Bureau proposed steps Thursday to ease reporting requirements under the Home Mortgage Disclosure Act, just days after the agency announced it was eliminating an online platform for analyzing raw HMDA data.

Existing-home sales fall to three-year low, miss estimates Existing-Home Sales Fall to 3-Year Low. falling short of estimates and indicating the housing market remained in a slowdown as the year ended.. Don’t miss crucial news and insights you.

The consumer financial protection bureau (cfpb) plans to further relax its Home Mortgage Disclosure Act (HMDA) rules and may be making additional rule changes in the near future. Earlier this month, the bureau issued a notice stating that it was considering raising the coverage thresholds for collecting and reporting data about closed-end mortgage loans and [.]

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Congress enacted HMDA in 1975 to root out discrimination in mortgage lending. The CFPB and other prudential regulators use the data to examine and identify fair-lending violations. In a notice on its web site announcing the removal of HMDA Explorer, the CFPB said the FFIEC plans to make a new tool available in the coming months. Kraninger, who has been on the job at the CFPB for just four months, was named the chair of the FFIEC in April.

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The report explained the Treasury reduced its regulatory agenda by about 100 regulations. cfpb announced that it will provide additional flexibility for small lenders and that it intends to engage.

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Five things every credit union needs to know about new HMDA. – Five things every credit union needs to know about new HMDA rules. More from Credit Union Journal. CFPB extends comment period for HMDA proposal. Proposed HMDA changes could offer ‘broad-based relief’ to credit unions. May 10 CFPB turns its reg relief focus to HMDA. May 2 CFPB details what.

 · In the Fall 2018 agenda’s preamble, the CFPB attributed the rulemaking’s new status to the Bureau’s need to focus additional resources on various HMDA initiatives. In its complaint , the CRC claims that the Bureau’s current HMDA activities, unlike Section 1071 rulemaking, were not mandated by Congress and are “directed at.